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            It is the Thanksgiving season and an opportunity to formally express our deepest gratitude to all of you who make it possible for our nonprofit corporation to pursue its mission.͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;͏‌&nbsp;
        
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      <div class="section-caption-text" style="position:relative;"><h2 style="margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:2.0725189073749997em;mso-line-height-alt:2.0725189073749997em;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;color:#126c9c;text-align:right;"><strong>Fall 2022<br>Quarterly Newsletter</strong></h2></div>
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      <p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">SBDC-OC staff posing with Faith Bautista and Michael Hsu, US Comptroller of the Currency, during the 19th Economic Development and Empowerment Summit.</p>
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<table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="transparent" class="text-section section-content">
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    <td valign="top" class="section-text-area section-content-cell padding-mobile-both" style="padding-top:20px;padding-right:66px;padding-bottom:10px;padding-left:66px;color:#545454;background-color:transparent;">
      <p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin-top:0in;margin-bottom:0in;" class="">Dear friends, stakeholders and supporters,</p><p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin-top:0in;margin-bottom:0in;" class="">&nbsp;</p><p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin-top:0in;margin-bottom:0in;" class="">It is the Thanksgiving season and an opportunity to formally express our deepest gratitude to all of you who make it possible for our nonprofit corporation to pursue its mission. Because of you, hundreds of small businesses served by our corporation, many of them in vulnerable communities and circumstances, have a strong chance to grow and achieve their goals and we are thankful.</p><p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin-top:0in;margin-bottom:0in;" class="">&nbsp;</p><p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin-top:0in;margin-bottom:0in;" class="">Practiced, intentional gratitude,&nbsp;<a href="https://www.health.harvard.edu/healthbeat/giving-thanks-can-make-you-happier" rel="nofollow" style="color:#fc5d63 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">experts</span></a>&nbsp;tell us, can make us healthier and happier if it becomes a way of a life rather than simply a seasonal gesture. And so while economic uncertainty continues to swirl, worsened by a railroad workers’ strike and talks of a potential 2023 recession, we make any necessary plans for mitigating the resulting economic effects and we focus on the upside—that we live and work in a state that has actually performed very well during recent pandemic and inflationary crises with low unemployment and a Gross Domestic Product that a&nbsp;<a href="https://www.bloomberg.com/opinion/articles/2022-10-24/california-poised-to-overtake-germany-as-world-s-no-4-economy?sref=X9N3NABa" rel="nofollow" style="color:#fc5d63 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">Bloomberg</span></a>&nbsp;opinion piece predicts will overtake Germany as the fourth largest in the world; that even though wage increases have not kept pace with inflation in the Golden State, that significant income inequality persists and much work remains to be done in this arena, the&nbsp;<a href="https://www.ppic.org/publication/making-sense-of-californias-economy/" rel="nofollow" style="color:#fc5d63 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">Public Policy Institution of California</span></a>&nbsp;says on the whole “California’s economy remains remarkably strong and dynamic” with strengths in many sectors that are providing opportunities.</p><p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin-top:0in;margin-bottom:0in;" class="">&nbsp;</p><p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin-top:0in;margin-bottom:0in;" class="">We witnessed the recent and disturbing round of layoffs endured by the&nbsp;<a href="https://www.reuters.com/breakingviews/big-tech-layoffs-are-dystopian-job-market-fiction-2022-11-18/" rel="nofollow" style="color:#fc5d63 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">technology sector</span></a>&nbsp;including among California-based tech conglomerates and we can be grateful that according to some analysts, these large job losses are most likely industry-specific and that other industries are in need of workers.</p><p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin-top:0in;margin-bottom:0in;" class="">&nbsp;</p><p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin-top:0in;margin-bottom:0in;" class="">At Small Business Development Corporation of Orange County, we are grateful for our mission which benefits California small businesses and communities most at risk for suffering the worst effects of inflation and job loss, and for the resources available to us to carry it out. Most recently, some of these resources have come in the way of grants including a $125,000&nbsp;<a href="https://sbfdoc.org/news/2022/9/29/santa-ana-economic-development-corp-lands-125000-federal-grant-to-further-mission" rel="nofollow" style="color:#fc5d63 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">Technical Assistance award</span></a>&nbsp;in September from the U.S. Department of the Treasury’s Community Financial Development Institution’s Fund. We were the only awardee of this grant in Orange County and we are grateful as our success positively impacts the small business and lending industries we serve.</p><p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin-top:0in;margin-bottom:0in;" class="">&nbsp;</p><p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin-top:0in;margin-bottom:0in;" class="">We are also looking forward to rolling out increased state loan guarantees resulting from the state’s approval in September to receive&nbsp;<a href="https://sbfdoc.org/news/2022/9/23/us-treasury-allocation-to-boost-small-business-funding-opportunities" rel="nofollow" style="color:#fc5d63 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">$1.1 billion in federal funds</span></a>&nbsp;via the American Rescue Plan Act of 2021. This approval will result in additional funding support for eligible small businesses who need state guarantees in order to secure loans. For many businesses, this opportunity couldn’t arrive at a better time. We are grateful to be able to offer this relief.</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><br>Sincerely,</p>
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      <p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">SBDC-OC staff and their families at the 2022 OFN Conference, hosted in New York City.</p>
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      <h2 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:2.0725189073749997em;mso-line-height-alt:2.0725189073749997em;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;"><strong>Jim’s Spot</strong></h2>
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    <td valign="top" class="section-text-area section-content-cell padding-mobile-both" style="padding-top:12px;padding-right:66px;padding-bottom:22px;padding-left:66px;color:#545454;background-color:transparent;">
      <p style="color:inherit;font-size:.875em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:15.693334px;margin-top:0in;margin-bottom:8pt;" class="">This is the season that begins with offering thanks soon followed with celebrations of gift giving. Often being thankful means not taking some things for granted.</p><p style="color:inherit;font-size:.875em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:15.693334px;margin-top:0in;margin-bottom:8pt;" class="">Often overlooked and taken for granted are the loan guarantee programs available through the Small Business Development Corporation of Orange County.</p><p style="color:inherit;font-size:.875em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:15.693334px;margin-top:0in;margin-bottom:8pt;" class="">This guarantee program can guarantee up to 80% of eligible loans.&nbsp;Eligible loan applicants include both for-profit and non-profits in the state of California.&nbsp;The program offers versatility and flexibility for both lenders and borrowers.&nbsp;Amortization of the loan can be dictated by the cash flow and needs of the applicant as opposed to the use of proceeds.&nbsp;Collateral requirements are dictated by both the lender and applicant.&nbsp;Unique transactions such as the repayment of shareholder debt or partial ownership interest purchases are also eligible.</p><p style="color:inherit;font-size:.875em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:15.693334px;margin-top:0in;margin-bottom:8pt;" class="">With the flexibility allowed with respect to amortization, the guarantee can be utilized for lines of credit where establishment of a formal borrowing base certificate with accounts receivable and inventory are not feasible. With the flexibility allowed with respect to collateral, the guarantee can be used to guarantee construction projects during the course of construction.</p><p style="color:inherit;font-size:.875em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:15.693334px;margin-top:0in;margin-bottom:8pt;" class="">A recent gift thanks to the State Small Business Credit Initiative (SSBCI) has allowed the guarantee to increase up to $5,000,000.&nbsp;Based upon an 80% guarantee, a fully guaranteed loan would be up to $6,250,000.&nbsp;Loan amounts up to $20,000,000 are allowed; the percent of guarantee is just reduced.</p><p style="color:inherit;font-size:.875em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:15.693334px;margin-top:0in;margin-bottom:8pt;" class="">The guarantee fee is only 2.5% of the first $2,500,000 in guaranteed portion and then 2.25% for any incremental guarantee amounts above. As a result, not only is this program more versatile and flexible, it is also more cost-competitive than other loan guarantee programs such as the SBA 7(a) or 504 program.</p>
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      <p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Carrie Miller, CFO presenting grant check to the Jack H. Brown College of Business and Public Administration at California State University.</p>
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      <h3 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.5547778749999999em;mso-line-height-alt:1.5547778749999999em;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:0em;"><strong>Small Business Development Corporation supports higher ed with $5,000 in grants</strong></h3><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">This fall, business students at two inland Southern California universities received assistance through grants from Small Business Development Corporation of Orange County. The Jack H. Brown College of Business and Public Administration at California State University, San Bernardino and the Tom and Vi Zapara School of Business at La Sierra University in Riverside received $2,500 grants each from SBDC-OC. The schools will respectively use the funds this academic year to underwrite educational experiences and scholarships. We are grateful to help support the education of students in the Inland Empire and look forward to further collaboration.</p>
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<div class="section-caption-text" style="margin:11px 0 22px 0;position:relative;"><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin:11px 0 22px 0;position:relative;">Last Friday, SBDC-OC President Michael A. Ocasio participated in the 19th Economic Development and Empowerment Summit, sponsored by The National Diversity Coalition.</p></div>


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<h3 class="section-item-title" style="color:inherit;font-weight:400;line-height:1.25em;font-size:1.5547778749999999em;mso-line-height-alt:1.5547778749999999em;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:0em;margin:0 0 11px 0;"><a class="title-link" href="https://sbfdoc.org/news-1/2022/10/24/sbdc-oc-attends-ofn-network-in-new-york" style="color:#313131;text-decoration:none;"><span class="title-link-text" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;color:#313131;"><strong>SBDC-OC staff attend 2022 OFN Network in New York City</strong></span></a></h3>



<div class="section-caption-text" style="margin:11px 0 22px 0;position:relative;"><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin:11px 0 22px 0;position:relative;">Our staff attended the 2022 OFN Conference, visiting CDFI-funded businesses in the Bronx, Chinatown, and Brooklyn in addition to attending breakout and plenary sessions on CDFI lending.</p></div>


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              <a class="image-link section-hoverable-image" href="https://sbfdoc.org/news/2022/9/29/santa-ana-economic-development-corp-lands-125000-federal-grant-to-further-mission" style="color:#fc5d63 !important;text-decoration:none;"></a>

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<h3 class="section-item-title" style="color:inherit;font-weight:400;line-height:1.25em;font-size:1.5547778749999999em;mso-line-height-alt:1.5547778749999999em;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:0em;margin:0 0 11px 0;"><a class="title-link" href="https://sbfdoc.org/news/2022/9/29/santa-ana-economic-development-corp-lands-125000-federal-grant-to-further-mission" style="color:#313131;text-decoration:none;"><span class="title-link-text" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;color:#313131;"><strong>Santa Ana economic development corp lands $125,000 federal grant to further mission</strong></span></a></h3>



<div class="section-caption-text" style="margin:11px 0 22px 0;position:relative;"><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin:11px 0 22px 0;position:relative;">SBDC-OC received notice of a federal grant award that will further enable it to assist underserved small businesses and their communities.</p></div>


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<h3 class="section-item-title" style="color:inherit;font-weight:400;line-height:1.25em;font-size:1.5547778749999999em;mso-line-height-alt:1.5547778749999999em;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:0em;margin:0 0 11px 0;"><a class="title-link" href="https://sbfdoc.org/news/2022/9/19/new-program-helps-climate-entrepreneurs-and-climate-focused-small-businesses-to-get-funding-has-expanded-out-of-the-bay-area-now-offered-statewide" style="color:#313131;text-decoration:none;"><span class="title-link-text" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;color:#313131;"><strong>New program helps climate entrepreneurs and climate-focused small businesses to get funding has expanded out of the Bay Area, now offered statewide</strong></span></a></h3>



<div class="section-caption-text" style="margin:11px 0 22px 0;position:relative;"><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin:11px 0 22px 0;position:relative;">As California pushes toward its ambitious and critical carbon emissions goals, a new program that helps climate entrepreneurs and climate-focused small businesses get the funding has expanded out of the Bay Area.</p></div>


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<h3 class="section-item-title" style="color:inherit;font-weight:400;line-height:1.25em;font-size:1.5547778749999999em;mso-line-height-alt:1.5547778749999999em;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:0em;margin:0 0 11px 0;"><a class="title-link" href="https://sbfdoc.org/highlights/2022/9/23/hotcakes-bakes" style="color:#000;text-decoration:none;"><span class="title-link-text" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;color:#000;"><strong>Hotcakes Bakes</strong></span></a></h3>



<div class="section-caption-text" style="margin:11px 0 22px 0;position:relative;"><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin:11px 0 22px 0;position:relative;">Hotcakes Bakes is a woman-founded bakery, with scratch on-site, French pastries &amp; viennoiserie to award-winning cupcakes and cakes.</p></div>


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<div class="section-caption-text" style="margin:11px 0 22px 0;position:relative;"><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;margin:11px 0 22px 0;position:relative;">Raj Manufacturing, LLC designs swimwear that provides size-inclusive, figure-flattering styles for ALL shapes and sizes that bring confidence to everybody.</p></div>


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